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Chris Harvey

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All agents are NOT alike! Find out why I am a top real estate expert. Call me anytime at (602)703-5757.

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Real Estate Resources:

  • Special Offers - Special offers for Phoenix, Scottsdale, Gilbert and Chandler homeowners from Chris Harvey.

  • eNewsletter - Chris Harvey'sPhoenix, Scottsdale, Gilbert and Chandler newsletter email will send you the latest real estate information.

  • Today's Real Estate News - Daily real estate news for this neighborhood, Arizona, and United States.

  • Market Conditions Report - Market conditions report for this area, Arizona, and United States.

  • Monthly Payments & Schedule - Monthly loan payments java mortgage calculator.

  • How Much Can You Afford? - Calculate how much home you can afford with this financial calculator.

  • Determine Tax Savings - Calculate how much your monthly Phoenix, Scottsdale, Gilbert and Chandler, Arizona mortgage payments save you on your taxes because of loan interest.

  • Should You Rent or Buy? - Is it better to rent a home in Arizona or buy your own Phoenix, Scottsdale, Gilbert and Chandler house, ranch, luxury property, condominium, acreage, or other real estate?

  • Adjustable Rate Mortgages - Adjustable rate Phoenix, Scottsdale, Gilbert and Chandler mortgages information and interest rate java calculator.

  • What Is Your APR? - Determine the Annual Percentage Rate (APR) for your mortgage.

  • Fixed or Adjustable Rate Mortgage? - Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.

  • Are Balloon Mortgages For You? - Balloon mortgage calculator. A balloon mortgage can be an excellent option for many home buyers.

  • 15 vs. 30 Yr Mortgages - With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms.

  • How Much Should Your Income Be? - What income is required to qualify for a mortgage? Use this calculator to find out.

  • What's Your Maximum Mortgage? - This calculator will help you determine your maximum monthly housing payment and the resulting mortgage amount.

  • Will Buying Points Save You Money? - This calculator helps you determine if you should pay for points, or use the money to increase your down payment.

  • TripleCalc - FREE Software Download: TripleCalc lets you compare three loans at one time for your property or other Arizona real estate.

  • Top National Real Estate Web Sites - Real Estate Web Sites that include some unique sources of realty information, listings, and more.

  • Ask Anything - Ask Chris Harvey anything real estate.

  • NUMBER1EXPERTS™ - List of all the NUMBER1EXPERT™ real estate agents and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale.

  • Real Estate Tips - Chris Harvey's realty library of real estate tips and advice on everything from preparing your home for sale to negotiating with home buyers to escrow, closing costs, property inspections, and mortgage brokers.

  • Real Estate Trivia - Chris Harvey's collection of real estate trivia questions and answers that include real estate topics such as the most expensive home, largest swimming pool, and more.

  • Real Estate Dictionary - Complete real estate dictionary and glossary of realty words you'll use when you list and sell your Phoenix, Scottsdale, Gilbert and Chandler property in Arizona, including legal terms definitions, and more.

  • Go to Main Sitemap - Main sitemap sections include Find Phoenix, Scottsdale, Gilbert and Chandler Homes, For Home Buyers, For Home Sellers, Phoenix, Scottsdale, Gilbert and Chandler Information, Real Estate Resources, and About Chris Harvey.

 

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Real Estate Tips
Making An Offer >Keeping Your Earnest Money Safe

When you make an offer on a house, it is accompanied by an earnest money check. Earnest money is intended to demonstrate that you are "in earnest" about purchasing the property. The earnest money check is made out to the listing company. What happens to this check?

The party holding the check acts as an escrow agent until you go into closing. At that time you will receive credit for the amount of your check against the down payment and closing costs. Real estate brokers are required by law to keep escrow funds in a special account. These funds cannot be used to pay any other expenses associated with the sale. If you don't complete the transaction, the purchase contract determines the disposition of your earnest money funds. Be sure to review this part of your contract with the real estate agent.

If you are in default on your agreement, the funds may go to the sellers, so be sure that you understand the deadlines in order to avoid breach of contract and forfeiture of your deposit. If you have any questions, be sure to ask your real estate agent for advice.

See All Tips In The "Making An Offer" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What is the oldest U.S. capitol in which a state legislature still meets in its original chambers?

A 
New Hampshire's State House
See More Real Estate Trivia >


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Chris Harvey, REALTOR®, real estate agent and broker for Phoenix, Scottsdale, Gilbert and Chandler, Arizona home listings, property and land for sale - NUMBER1EXPERT(tm)

Chris Harvey
West USA Realty

4505 East Chandler Blvd., Suite 200
Phoenix, AZ 85048
602-703-5757
Fax: 480-413-9069
ChrisHarvey@NUMBER1EXPERT.com


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